Mortgages
Welcome Home!
Mortgage lending has long been the foundation of Wallkill Valley Federal Savings and Loan. We have helped thousands of residents within our community attain their dreams of homeownership. We offer both Fixed Rate and Adjustable Rate Mortgages .Our underwriting is all done locally and we do keep some of our mortgages in portfolio. This allows us to be more flexible in our underwriting and not always limited to the secondary market rigid underwriting guidelines. So, if your particular circumstances are not ideal for loan qualification, you are not automatically declined. We also keep all our servicing in house so if you need to talk to someone after your loan closes, give us a call!
Benefits of a mortgage with Wallkill Valley Federal Savings & Loan:
- Competitive Rates
- Faster Processing
- In-House Loan Decisions
- Underwriting flexibility
- Low Fees
- We will always service your loan
If you are considering purchasing a home, refinancing your current home, or if you are a first time homebuyer– please give us a call! Our loan originators Cyndi O’Brien or Michael Kinsch would be happy to answer any questions you may have and get you started on your journey to homeownership.
Cyndi O'Brien
845-895-2051 ext 431
Cell: 845-346-6635
NMLS # 754577
NMLS Institution ID: 1790987
Michael Kinsch
845-895-2051 ext. 460
Cell: 845-392-4583
NMLS # #768988
NMLS Institution ID: 1790987