I would like to take a moment to share with you some of my thoughts regarding the Wallkill Valley Federal Savings & Loan Association. I have been employed here for over 30 years. I have had the privilege of serving as Association President for more than 20 of those years. At Wallkill Valley Federal we pride ourselves on being different. I feel that I can offer insight into what makes us so.

In the big picture of things, Wallkill Valley Federal is simply a small, one office, community bank serving northern Orange and Southern Ulster Counties in New York State. But at the local level we are so much more. In this age of technology and consolidation, we are a business that is truly committed to its local community. As we have grown and prospered over the years, we have tried not to lose sight of who we are and whom we are here to serve. We are the "local bank". 

That is what really makes us different. Our employees live here, they educate and raise their families here, they participate in clubs and youth athletic leagues, they worship here and volunteer their time to local charities. We do not cater to Wall Street or some distant home office. We answer to our customers, our neighbors, our friends.

We have great products and services. We have knowledgeable officers and staff. We have the latest in computer technology. But it is our unwavering commitment to meeting the unique financial needs of the Wallkill Valley that sets us apart. Stop in and see what we mean when we say that "We'll treat you like a neighbor, not a number".

I look forward to seeing you.