We’ve been talking about home loans on our blog this month. We’ve taken you through our unique loan process and discussed the differences between construction loans and conventional mortgages. Today on the Wallkill Valley Federal Savings & Loan blog we wanted to discuss you, our customer.
Could you be our loan customer?
Are you looking to gain advice and build a relationship with your lender? If the answer is yes, you could be a prime candidate for a mortgage with WVFSL. We want to get to know our customers, find out what they are looking for as well as understand what their goals are for home ownership. We take our time getting to know prospective customers, asking questions and finding the products / terms that fit them best rather than trying to fit a customer into the loan product that works best for the bank.
Is shopping local important to you?
We have a long history in the mortgage lending business. We've been doing it successfully since 1913 and helping thousands of area residents attain their homeownership dreams in the process. All of our loans are approved and serviced in house. In fact, we service our loans for as long as it exists. This means that you always have someone to talk to, someone who understands you, your home and your goals.
We want you; even other banks may consider you less than perfect!
We understand that not all customers have awesome credit, 20% of the home’s purchase price in the bank for a down payment, an excellent job history and a conventional property to purchase. We can also excel at giving loans to:
• Customers with good credit, a down payment but are looking to purchase a property that is considered unique.
• Customers who may have credit bumps but have begun saving to purchase a home, have a good job and are getting back on track financially.
Wallkill Valley Federal Savings & Loan wants you to be part of our loan experience. Could you be a future WVFSL Customer? If we aren’t the best fit, we will tell you that up front! Give Melissa Flickenschild (NMLS# 524987), our Senior Residential Local Officer, a call at 845-895-2051 or email her at mflickenschild@wallkill.com.
#communityfirst #inhouseloanapprovals #lowerclosingcosts #ourcustomer
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