Deposit Rates

Whether your financial goals include short term savings or a long term investment plan, our wide variety of account types offer products that are sure to meet your needs. Review our Deposit Rate information and as always, let us know if you have any questions. 

Deposit rate effective 8/12/15.  Rates subject to change without notice.  

Checking/Savings Rates

Product Initial Deposit Requirement Rate APY* With
NOW Personal Checking with Interest $300 0.100% 0.100% At least a $100 balance
Passbook Money Market Account $2500 0.100% 0.100% Above $2,500 balance
Holiday Club Account $10 0.150% 0.150% $10 minimum balance
Passbook Savings Account $10 0.100% 0.100% $10 minimum balance
Statement Savings Account $10 0.500% 0.510% Above $10 balance
Platinum Checking $500 0.150% 0.150% At least a $100 balance

* APY means:  Annual Percentage Yield

Rates subject to change without notice. See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.

Checking/Savings Rates

Product: NOW Personal Checking with Interest
Initial Deposit Requirement: $300
Rate: 0.100%
APY*: 0.100%
With: At least a $100 balance

Product: Passbook Money Market Account
Initial Deposit Requirement: $2500
Rate: 0.100%
APY*: 0.100%
With: Above $2,500 balance

Product: Holiday Club Account
Initial Deposit Requirement: $10
Rate: 0.150%
APY*: 0.150%
With: $10 minimum balance

Product: Passbook Savings Account
Initial Deposit Requirement: $10
Rate: 0.100%
APY*: 0.100%
With: $10 minimum balance

Product: Statement Savings Account
Initial Deposit Requirement: $10
Rate: 0.500%
APY*: 0.510%
With: Above $10 balance

Product: Platinum Checking
Initial Deposit Requirement: $500
Rate: 0.150%
APY*: 0.150%
With: At least a $100 balance

* APY means:  Annual Percentage Yield

Rates subject to change without notice. See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.

Certificate of Deposit Rates

Term Rate APY* With
6 Months 0.400% 0.410% $2,500 Minimum Deposit
1 Year 0.600% 0.610% $500 Minimum Deposit
18 Months 0.800% 0.810% $500 Minimum Deposit
24 Months 1.250% 1.260% $2,500 Minimum Deposit
30 Months 1.500% 1.510% $500 Minimum Deposit
48 Months 1.900% 1.920% $2,500 Minimum Deposit
60 Months 2.100% 2.120% $2,500 Minimum Deposit

* APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.   Fees could reduce the earnings on the account.  
Penalties may be imposed for withdrawals made or closing account prior to maturity.
 

Certificate of Deposit Rates

Term: 6 Months
Rate: 0.400%
APY*: 0.410%
With: $2,500 Minimum Deposit

Term: 1 Year
Rate: 0.600%
APY*: 0.610%
With: $500 Minimum Deposit

Term: 18 Months
Rate: 0.800%
APY*: 0.810%
With: $500 Minimum Deposit

Term: 24 Months
Rate: 1.250%
APY*: 1.260%
With: $2,500 Minimum Deposit

Term: 30 Months
Rate: 1.500%
APY*: 1.510%
With: $500 Minimum Deposit

Term: 48 Months
Rate: 1.900%
APY*: 1.920%
With: $2,500 Minimum Deposit

Term: 60 Months
Rate: 2.100%
APY*: 2.120%
With: $2,500 Minimum Deposit

* APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.   Fees could reduce the earnings on the account.  
Penalties may be imposed for withdrawals made or closing account prior to maturity.
 

Statement Money Market Account Rates **

Rate APY* With
0.100% 0.100% $.01 to $ 2,499.99
0.200% 0.210% $2,500 - $9,999.99
0.250% 0.260% $10,000 - $24,999.99
0.300% 0.310% $25,000 - $49,999.99
0.400% 0.410% $50,000 and over

*APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.  
 

Statement Money Market Account Rates **

Rate: 0.100%
APY*: 0.100%
With: $.01 to $ 2,499.99

Rate: 0.200%
APY*: 0.210%
With: $2,500 - $9,999.99

Rate: 0.250%
APY*: 0.260%
With: $10,000 - $24,999.99

Rate: 0.300%
APY*: 0.310%
With: $25,000 - $49,999.99

Rate: 0.400%
APY*: 0.410%
With: $50,000 and over

*APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.  
 

IRA Certificate of Deposit Rates **

Term Rate APY* With
Variable Rate IRA 1.000% 1.020% $ 10 Minimum Deposit
Variable Rate ROTH IRA 1.000% 1.020% $ 10 Minimum Deposit
6 Month Fixed Rate IRA 0.400% 0.410% $ 2,500 Minimum Deposit
12 Month Fixed Rate IRA 0.600% 0.610% $ 500 Minimum Deposit
48 Months 1.900% 1.920% $2,500 Minimum Deposit

* APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.  
Penalties may be imposed for withdrawals made or closing account prior to maturity.

IRA Certificate of Deposit Rates **

Term: Variable Rate IRA
Rate: 1.000%
APY*: 1.020%
With: $ 10 Minimum Deposit

Term: Variable Rate ROTH IRA
Rate: 1.000%
APY*: 1.020%
With: $ 10 Minimum Deposit

Term: 6 Month Fixed Rate IRA
Rate: 0.400%
APY*: 0.410%
With: $ 2,500 Minimum Deposit

Term: 12 Month Fixed Rate IRA
Rate: 0.600%
APY*: 0.610%
With: $ 500 Minimum Deposit

Term: 48 Months
Rate: 1.900%
APY*: 1.920%
With: $2,500 Minimum Deposit

* APY means:  Annual Percentage Yield

Rates subject to change without notice.  See above for effective date of rates.  Rates may change after account opening. Fees could reduce the earnings on the account.  
Penalties may be imposed for withdrawals made or closing account prior to maturity.