We love to support local businesses because we know how important they are to the community.  Small businesses are the heart of the community. They give our towns character, provide jobs and are a key part of what makes a town flourish. As a bank that has Community First as their mantra, it just makes sense to support our local small business owners.  That is why we do what we can to be by the side of local business owners every step of the way. 

You work hard so we work to make banking easier
It’s no secret that small business owners spend years putting in long hours, working hard to make their businesses succeed.  That is why we have features such as Online Bill Pay and Remote Capture, which allows you to deposit checks without leaving your shop, to make banking easier.  We want to see businesses keep as much of their hard-earned money as possible.  Therefore, we do our part by keeping fees to a minimum.  We are also thrilled that our new locations make it easier for the businesses in our community to bank with us.  With locations in Wallkill, Walden, Highland Falls, Monroe, Milton, Montgomery, Maybrook and Otisville busy business owners have more branches to visit and take care of their banking needs.  

You have financial needs so we work to get to know them
We do our best to get to know the people and businesses that make up our community. We love nothing more than developing relationships with our business customers. We find out about their goals and keep the lines of communication open so that if there comes a time when they need a little working capital, we do what we can to help.  All of our loan approvals are done within the four walls of our branches which allows for faster processing and if you aren’t sure what type of loan would be best, we can help with that too.  Some of the common types of loans available at WVFSL include:   

  • Real Estate Loans
    Are used for the purchase or refinance of a commercial property with terms that vary to meet your needs.
  • Construction Loans
    Come into play when you are building an office building, an industrial property, or any kind of income-producing property.
  • Term Loans
    Are a great for when you are looking to finance a new piece of equipment or purchase additional inventory.
  • Lines of Credit
    Provide temporary working capital to give you breathing room when cash flow runs tight. 

As your biggest fan, the team at Wallkill Valley Federal Savings & Loan would love to help your business grow.  If you haven’t yet had a Business Banking Experience with us, we would love to get to know you.  We invite you to get in touch with one of our business bankers.  Contact Michael Cappillino  at 845-895-2051 ext 454 or Domenic Baiocco at 845-895-2051 ext 438.