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When purchasing a house, most prospective buyers focus mainly on the down payment, without giving much thought to the other expenses. Closing costs can add significantly to your expected financial outlay, and you should plan for them to avoid any potential issues.   Closing costs defined The term “closing costs” refers to the various expenses…

It is home buying season and we couldn’t be more excited!  One of the best things about being a local bank is watching our community grow through homeownership.  Our blog last month talked about the importance of relationships when buying a home, this month we want to talk about some of the ways you can…