So you have the idea, the model, and the partners to back it up.  You are ready to start that business up. 

Small businesses are the backbone of our community. With our long-lasting goal of putting community first, we want to help your business succeed.  Whether your life as a business owner is just starting or you are expanding your current business, maybe opening a new location…we want to partner with you so your business will bloom! 

The next big step is figuring out how you are going to finance it.

If you need help shifting through the different loan /credit options available and more important to gain understanding of what would work best for you, we can help.

Let’s start with some helpful information:

Real Estate Loans
Are used for the purchase or refinance of a commercial property

      Terms vary to meet your needs

Construction Loans
Come into play when you are building an office building, an industrial property, or any kind of income-producing property.

      Commercial construction loans are typically funded partially at closing to cover previously paid hard and soft costs

Term Loans
Are a great thing when you are looking to finance a new piece of equipment or purchase additional inventory.

Lines of Credit
If your business is in need of temporary working capital to give you breathing room when cash flow runs tight, a Line of Credit from WVFSL may be a wise solution. 

Running a business can be challenging, so we try to make banking easier.  We are here to build relationships with local businesses so they can achieve their financial goals.  For more information about our business banking services, stop by one of our four branches.