Mortgage Rates

Mortgage Rates (2)

Product(3) Term Rate APR(1) Points Monthly Payments per $1,000(6)
15 Year Fixed Conforming * 15 Years 4.250% 4.336% 0 $7.52
15 Year Fixed High Balance ** 15 Years 4.500% 4.590% 0 $7.65
20 Year Fixed Conforming* 20 Years 4.500% 4.570% 0 $6.33
20 Year Fixed High Balance ** 20 Years 4.875% 4.950% 0 $6.53
30 Year Fixed Conforming* 30 Years 4.625% 4.677% 0 $5.14
30 Year Fixed High Balance ** 30 Years 4.875% 4.930% 0 $5.29
7/1 Adjustable Rate (4) 30 Years 3.875% 4.442% 0 $4.70
10/1 Adjustable Rate (5) 30 Years 4.125% 4.453% 0 $4.85

Loan Rates Effective 8/2/2018

*Loan Amounts up to $453,100

** Loan Amounts up to $679,650 in Dutchess and other eligible counties

(1) APR = Annual Percentage Rate  

(2) Rates quoted are subject to change anytime

(3) Products listed above are for conforming mortgages. Call for Jumbo & non-conforming rates. Mortgage interest rates shown are for one to four family owner occupied primary residences with a combined loan to value of 80.00% or less and a representative credit score of 680 or higher. Other loan programs available at competitive interest rates and fees may be available.

(4) Interest rates are fixed for the first seven years, adjusts annually thereafter.

(5) Interest rates are fixed for the first ten years, adjusts annually thereafter.

(6) Monthly payment shown above does not include amount for monthly real estate tax and insurance premiums (if applicable) which will make monthly payment obligation higher.

Institution NMLS# 404992

 

Mortgage Rates (2)

Product***: 15 Year Fixed Conforming *
Term: 15 Years
Rate: 4.250%
APR(1): 4.336%
Points: 0
Monthly Payments per $1,000: $7.52

Product***: 15 Year Fixed High Balance **
Term: 15 Years
Rate: 4.500%
APR(1): 4.590%
Points: 0
Monthly Payments per $1,000: $7.65

Product***: 20 Year Fixed Conforming*
Term: 20 Years
Rate: 4.500%
APR(1): 4.570%
Points: 0
Monthly Payments per $1,000: $6.33

Product***: 20 Year Fixed High Balance **
Term: 20 Years
Rate: 4.875%
APR(1): 4.950%
Points: 0
Monthly Payments per $1,000: $6.53

Product***: 30 Year Fixed Conforming*
Term: 30 Years
Rate: 4.625%
APR(1): 4.677%
Points: 0
Monthly Payments per $1,000: $5.14

Product***: 30 Year Fixed High Balance **
Term: 30 Years
Rate: 4.875%
APR(1): 4.930%
Points: 0
Monthly Payments per $1,000: $5.29

Product***: 7/1 Adjustable Rate (4)
Term: 30 Years
Rate: 3.875%
APR(1): 4.442%
Points: 0
Monthly Payments per $1,000: $4.70

Product***: 10/1 Adjustable Rate (5)
Term: 30 Years
Rate: 4.125%
APR(1): 4.453%
Points: 0
Monthly Payments per $1,000: $4.85

Loan Rates Effective 8/2/2018

*Loan Amounts up to $453,100

** Loan Amounts up to $679,650 in Dutchess and other eligible counties

(1) APR = Annual Percentage Rate  

(2) Rates quoted are subject to change anytime

(3) Products listed above are for conforming mortgages. Call for Jumbo & non-conforming rates. Mortgage interest rates shown are for one to four family owner occupied primary residences with a combined loan to value of 80.00% or less and a representative credit score of 680 or higher. Other loan programs available at competitive interest rates and fees may be available.

(4) Interest rates are fixed for the first seven years, adjusts annually thereafter.

(5) Interest rates are fixed for the first ten years, adjusts annually thereafter.

(6) Monthly payment shown above does not include amount for monthly real estate tax and insurance premiums (if applicable) which will make monthly payment obligation higher.

Institution NMLS# 404992