When it comes to buying a home, our focus is on you!

Over the years Wallkill Valley Federal Savings & Loan has helped thousands of residents throughout the Hudson Valley purchase a home.  In fact, residential mortgages are one of the foundations of our bank.  Why?  Because we love helping people achieve their dreams of homeownership!

The home loan experience at WVFSL is truly unique.  We offer competitive rates but what makes us stand out is our loan process. First, it is convenient you can begin the process online or face to face in one of our branches.  Plus all our loans are approved in-house.  We are not limited to Fannie Mae's and Freddie Mac's rigid underwriting guidelines which mean that you are more than a bunch of numbers on an application.  What’s more is that most of the home loans that we originate are not sold into the secondary mortgage market but are kept within our loan portfolio.

Benefits of a home mortgage with Wallkill Valley Federal Savings & Loan:

  • Local Loan Approvals
  • Faster Loan Processing
  • Competitive Rates
  • Loans are Serviced In-House
  • Underwriting Flexibility
  • Personal Interaction

If you are considering purchasing a home or refinancing your current home, please feel free stop into one of our branches located throughout Orange & Ulster counties. Or give Cyndi O’Brien or Rick Farrow a call, they would be happy to answer any questions and get you started on your journey to home ownership.

Cyndi O'Brien                                           Rick Farrow 
Office:845-895-2051 ext 431                   Office:845-895-2051 ext 426  
Cell:845-346-6635                                   Cell:845-527-2090 
NMLS # 754577                                        NMLS # 800674

Ready To Get Started? Click Here To Apply For A Mortgage

NMLS Institution ID#: 1790987