Deposit Rates

With a wide variety of account types available WVFSL is sure offer products that meet your needs.Review our Deposit Rate information and as always, let us know if you have any questions.

Checking/Savings Rates

PRODUCTINITIAL DEPOSIT REQUIREMENTRATEAPY*WITH
PRODUCT:
Personal NOW Checking		INITIAL DEPOSIT REQUIREMENT:
$300 		RATE:
0.10%		APY*:
0.10%		WITH:
At Least $100 Balance
PRODUCT:
Platinum Checking		INITIAL DEPOSIT REQUIREMENT:
$500 		RATE:
0.15%		APY*:
0.15%		WITH:
At Least $100 Balance
PRODUCT:
Hometown Hero Checking		INITIAL DEPOSIT REQUIREMENT:
$50		RATE:
0.12%		APY*:
0.12%		WITH:
At Least $1000 Balance
PRODUCT:
Non-Profit Checking		INITIAL DEPOSIT REQUIREMENT:
$300 		RATE:
0.10%		APY*:
0.10%		WITH:
At Least $100 Balance
PRODUCT:
Passbook Savings		INITIAL DEPOSIT REQUIREMENT:
$10 		RATE:
0.05%		APY*:
0.05%		WITH:
$10 Minimum Balance
PRODUCT:
Statement Savings		INITIAL DEPOSIT REQUIREMENT:
$10 		RATE:
0.25%		APY*:
0.25%		WITH:
$10 Minimum Balance
PRODUCT:
Youth Savings		INITIAL DEPOSIT REQUIREMENT:
$1		RATE:
0.12%		APY*:
0.12%		WITH:
$1 Minimum Balance
PRODUCT:
Holiday Club		INITIAL DEPOSIT REQUIREMENT:
$10 		RATE:
0.10%		APY*:
0.10%		WITH:
$10 Minimum Balance
PRODUCT:
All Purpose Club		INITIAL DEPOSIT REQUIREMENT:
$10 		RATE:
0.10%		APY*:
0.10%		WITH:
$10 Minimum Balance

Certificate of Deposit Rates***

TermRateAPY*With
Term:
6 Months		Rate:
.20%		APY*:
.20%		With:
$2,500 Minimum Deposit
Term:
12 Months		Rate:
1.35%		APY*:
1.36%		With:
$500 Minimum Deposit
Term:
18 Months		Rate:
1.75%		APY*:
1.76%		With:
$500 Minimum Deposit
Term:
24 Months		Rate:
2.25%		APY*:
2.27%		With:
$2,500 Minimum Deposit
Term:
30 Months		Rate:
.60%		APY*:
.61%		With:
$500 Minimum Deposit
Term:
36 Months		Rate:
2.40%		APY*:
2.43%		With:
$1,000 Minimum Deposit
Term:
48 Months		Rate:
2.45%		APY*:
2.48%		With:
$2,500 Minimum Deposit
Term:
60 Months		Rate:
2.50%		APY*:
2.53%		With:
$2,500 Minimum Deposit

Rates subject to change without notice. See above for effective date of rates. Fees could reduce the earnings on the account.

Penalties may be imposed for withdrawals made or closing account prior to maturity.

Rates effective as of 8/11/2022

Individual Retirement Account Rates ***

IRA Statement Savings

RATE APY* WITH
RATE :
0.25%		APY* :
0.25%		WITH:
$10 Minimum Balance

Variable Rate IRA

RATE APY* WITH
RATE :
0.75%		APY* :
0.76%		WITH:
$10 Minimum Deposit

Money Market Account Rates

Statement Money Market

RATE APY* WITH
RATE :
0.05%		APY* :
0.05%		WITH:
$100 - $2499.99
RATE :
0.10%		APY* :
0.10%		WITH:
$2500 - $9,999.99
RATE :
0.15%		APY* :
0.15%		WITH:
$10,000 - $24,999.99
RATE :
0.20%		APY* :
0.21%		WITH:
$25,000 - $49,999.99
RATE :
.50%		APY* :
.51%		WITH:
Over $50,000

Premier Money Market 

RATE APY* WITH
RATE :
.00%		APY* :
.00%		WITH:
$.0 - $74,999.99
RATE :
.20%		APY* :
.21%		WITH:
$75,000 - $249,999.99
RATE :
.30%		APY* :
.31%		WITH:
$250,000 - $399,999.99
RATE :
.40%		APY* :
.41%		WITH:
$400,000 - $599,999.99
RATE :
.50%		APY* :
.51%		WITH:
$600,000 and Over

Business Money Market Savings 

RATE APY* WITH
RATE :
.00%		APY* :
.00%		WITH:
$0 - $14,999
RATE :
.10%		APY* :
0.10%		WITH:
$15,000 - $49,999
RATE :
.25%		APY* :
.26%		WITH:
$50,000 - $99,999
RATE :
.40%		APY* :
.41%		WITH:
$100,000 - $199,999
RATE :
.50%		APY* :
.51%		WITH:
$200,000 and Over

Deposit rate effective 8/11/2022. Rates subject to change without notice. Rates may change after account opening. Fees could reduce the earnings on the account.

* APY means:Annual Percentage Yield

*** Penalties may be imposed for withdrawals made or closing account prior to maturity.