If you are ready to begin a long term savings plan an IRA, or Individual Retirement Account, is a great place to start. With an IRA you gain significant tax breaks, meaning your money will grow in these accounts tax free. There are many different types of IRAs to choose from and whether you are looking for a traditional IRA or a ROTH IRA, Wallkill Valley Federal is ready to help you reach your retirement goals.

To help our customer’s gain the biggest return of the money they are saving, we have created a Variable Rate IRA. This product offers a CD-based interest rate at all times. This CD rate is great and comes with the benefit of being FDIC insured so it is a terrific, safe way to save for your retirement.

If you are looking for a variable or fixed rate IRA, give us a call or stop in and speak to one of our customer service representatives.

For the most up to date rate information click Deposit Rates.